
AU Credit Card: Find the Perfect Fit for Your Lifestyle
AU Bank offers a variety of credit cards tailored to different spending habits and lifestyles. This guide will help you navigate their options and choose the card that best suits your needs.
AU Credit Card Options:
- AU Zenith Credit Card: This premium card caters to frequent travelers with benefits like airport lounge access, air accident cover, and bonus reward points for dining. (Annual Fee: ₹7,999)
- AU Vetta Credit Card: Enjoy benefits like utility bill payment rewards, Zomato Pro membership, and birthday bonus points with a moderate annual fee. (Annual Fee: ₹2,999)
- AU Altura Plus Credit Card: Earn cashback on everyday purchases at partner stores, get double reward points on online spending, and enjoy complimentary railway lounge access in select cities. (Annual Fee: ₹499)
- AU Altura Credit Card: This budget-friendly card offers cashback on groceries, departmental stores, and utilities, along with fuel surcharge waivers. (Annual Fee: ₹199)
- AU LIT Credit Card: This free lifetime card packs a punch with high reward points for online and offline spending, fuel surcharge waivers, and limited airport lounge access. Additionally, enjoy complimentary subscriptions to popular services for the first 3 months. (Annual Fee: Free)
AU Credit Card: Apply Lifetime Card
Key Features Across AU Bank Credit Cards:
- Potential for airport lounge access (varies by card)
- No joining fees
- Competitive interest rates (1.99% – 3.49% per month)
- Spend-based rewards and cashback programs
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Fees and Charges to Consider:
- Late payment fees (vary based on outstanding amount)
- Cash advance fees (2.5% of amount withdrawn, minimum Rs.100)
- Minimum repayment amount (5% or minimum Rs.100)
- Other charges may apply (see bank website for details)
Eligibility Criteria:
- Primary cardholder must be between 21 and 60 years old.
- Add-on cardholder must be over 18 years old.
- Must be a resident of India.
Ready to Apply?
Head over to the AU Bank partner creditklick.com to explore their credit card options in detail and find the perfect fit for you.
Additional Tips:
- Consider your spending habits and lifestyle when choosing a card.
- Compare reward programs and benefits to see which card offers the most value for you.
- Be aware of annual fees, interest rates, and other charges.
Find a Card That Matches Your Financial Goals!
AU credit card apply: Apply Now
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FAQ-
What is meant by AU credit card?
AU Credit Cards are a range of credit cards offered by AU Bank, catering to various spending habits and lifestyles. They come with benefits like reward points, cashback programs, airport lounge access, and more.
Is Au credit card lifetime free?
Not all AU Credit Cards are free forever. Some cards, like the AU Bank LIT Credit Card, have no annual fee, but others may have annual fees depending on their features and benefits.
Is it easy to get au bank credit card?
- Obtaining an AU Credit Card is generally considered easy. The main requirements are:
- Indian residency
- Primary cardholder age between 21 and 60
- Add-on cardholder age above 18 (must be an Indian resident)
Can I withdraw money from AU credit card?
Yes, you can withdraw cash using your AU Credit Card, but with limitations and fees. The cash withdrawal limit depends on your specific card (up to 40% of the credit limit for some). Cash withdrawals typically incur a fee (2.5% of the amount withdrawn, minimum Rs.100).
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