Apply Lifetime Free IDFC FIRST Millennia Credit Card

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FIRST Millennia Credit Card

Eligibility* : Annual income of ₹ 3 Lacs or more

Designed for the millennial lifestyle, this card is just as cool as it looks! With up to 10X Reward Points, low interest rates and amazing merchant discounts, this card will forever find a place in your wallet.

Make a statement with this card that perfectly reflects your style. Embrace IDFC FIRST Bank’s Credit Cards today for a credit experience you’ll cherish.

*Issuance of our Credit Card is subject to bank’s internal assessment and at the sole discretion of IDFC FIRST Bank.

REWARD PROGRAM

Your reward points, Yours to keep forever!

Easy to earn, Easy to redeem!

10X Reward Points on incremental spends above ₹20,000 per month and spends done on your birthday
6X & 3X Reward Points on online & offline purchases respectively for spends up to ₹20,000 per month
Unlimited Reward points that never expire
Use Reward points to instantly pay for online or in-store purchases
3X Reward Points on Rental and Property management transactions
1X Reward Points on Insurance premium payments and Utility bill payments

1X = 1 Reward point per ₹150 spent | 1 Reward point = ₹0.25

Categories not part of 10x Threshold :- Rental & Property Management, Utility, Insurance.

Reward program not applicable on Fuel, EMI transactions & Cash withdrawals.

Reward redemption will attract a small convenience charge of ₹99 (+ applicable taxes) per redemption.

Apply IDFC millennia credit card: Apply Now

BENEFITS & PRIVILEGES

First-in-class features.

Designed to delight, year after year.

JOINING BENEFITS

Welcome voucher worth ₹ 500 on spending ₹ 5000 or more within 30 days of card generation.
5% cashback (up to ₹1000) on the transaction value of first EMI done within 30 days of card generation

PRIVILEGES

25% discount on movie tickets up to ₹100 on Paytm mobile app (valid once per month)
4 complimentary Railway lounge visits per quarter
Complimentary Roadside Assistance worth ₹1,399
Fuel surcharge waiver of 1%, at all fuel stations across India, up to ₹200/month

*Applicable only on transaction values between ₹200 & ₹5000

300+ Merchant offers, All year long! | Up to 20% discount at 1500+ restaurants |
Up to 15% discount at 3000+ Health & Wellness outlets
Personal Accident Cover of ₹2,00,000* and Lost Card Liability Cover of ₹25,000

*valid on doing atleast one transaction on FIRST Millennia Credit Card in last 30 days

IDFC credit card Apply Now

CONVENIENCE

Convert all transactions* above ₹2,500 into easy & convenient EMIs from your mobile app
Instant EMI conversion for all online transactions* above ₹2,500 on the bank’s OTP page
Enjoy convenient transfer of balances from your other bank credit cards with our balance transfer privilege*

Your FIRST Millennia Credit Card, now powered for UPI

New digital card instantly issued
Linked to your existing credit card with shared limit
Joining fee of ₹199 + GST and Annual fee (2nd year onwards) of ₹199 + GST
Limited Period Offer: 100% cashback up to ₹200, i.e. ₹50 each on first 4 UPI transactions
Up to 3X reward points on all UPI spends

Apply for Instant Personal Loan starting @ 10.80%* | Up to Rs. 40 lakh Click Here

FEES AND CHARGES

Low on charges,

high on benefits!

No annual fee. Lifetime Free Credit Card
Low Interest Rates (APR), from 0.75% per month (9% per annum)
Interest free cash withdrawals on Domestic and International ATMs for up to 48 days (Cash Advance Fee of only ₹199 + GST per transaction)
OVL Charges – 2.5% of the over-limit amount subject to a minimum charge of ₹550
Late Payment Fee – 15% of Total Amount Due (subject to a minimum of ₹100 and a maximum of ₹1300)
Forex Markup at 3.5% for all international transactions
Reward Redemption Fee of ₹99+GST will be applicable per redemption transaction.